ACI Worldwide has widened its global technology partnership ecosystem to enhance operational resilience and address evolving regulatory requirements in the financial sector.

The digital payments software company aims to fortify the stability of financial systems worldwide through its unified, cloud-native payments platform, ACI Connetic.

The expansion builds on existing partnerships with Microsoft, Red Hat, and IBM, and now includes collaborations with MongoDB and Synadia Communications’ open-source technology, NATS.

The alliances are integral to the reference architecture of ACI Connetic, which extends beyond a traditional payments hub to deliver robust payment engines.

The development supports financial institutions in meeting increasingly stringent non-functional requirements and bolsters resilience against potential disruptions.

ACI Worldwide banking and intermediaries product head Scotty Perkins said: “Maintaining operational resilience in a fast-moving commercial environment is a critical challenge for financial institutions.

“ACI Connetic has been designed not only to help banks to future-proof their payments infrastructure but also to support the increasing non-functional requirements of modern payments.

“Our cutting-edge technology supports the resilience, scalability and security of banks’ payments systems, while streamlining the transition to cloud-based infrastructures to improve operational efficiency.”

New financial regulations mandated stringent guidelines for safeguarding against information and communication technology-related incidents.

They include Europe’s Digital Operational Resilience Act (DORA), the UK’s operational resiliency scheme, and Australia’s CPS 230 Operational Risk Management standard.

The regulations aim to improve banks’ operational resilience, ultimately protecting economies and consumers from operational disruptions.

ACI Connetic integrates card and account-to-account processing on a single platform, offering a unique blend of payment capabilities, fraud prevention, and advanced cloud architecture.

It is designed to meet the demands of modern banking, providing financial institutions with the flexibility, scalability, and resilience needed to thrive in a complex payments landscape.

ACI Worldwide offers advanced software solutions that enable real-time payments, allowing banks, billers, and merchants to drive growth while modernising payment infrastructures.

With nearly 50 years of experience, the firm combines a global footprint with a local presence to deliver enhanced payment experiences and adapt to evolving challenges.