HSLC, a US-based community bank with assets totalling $227m, has adopted Vine’s artificial intelligence (AI)-powered platform to enhance its commercial lending processes.
According to Vine, this move is expected to significantly reduce loan processing times from days to hours by replacing manual document handling with automated systems.
HSLC, which operates primarily in Ohio and Kentucky, aims to improve accuracy in its commercial real estate, equipment financing, and agricultural loan portfolios through this integration.
The 130-year-old has recently extended its presence by opening branches in Lexington, Kentucky, a key area for its business lending operations. By implementing Vine’s technology, HSLC will consolidate the entire commercial loan lifecycle into one system.
This platform automates various tasks such as document reading, financial analysis, and credit memo generation, thus eliminating errors linked to manual data entry.
Vine’s system is designed for accelerating commercial lending operations for banks and credit unions. It facilitates faster decision-making by streamlining the lending process and enhancing auditing capabilities.
The platform combines AI-powered document processing with smart workflows to enable financial institutions to respond swiftly to client needs and scale operations effectively.
Recently, Vine’s technology was also adopted by Triad Bank, which reported improvements in workflow efficiency and service delivery following the integration. Vine’s tools streamline the transition from loan application to decision, aiming to reduce the reliance on traditional spreadsheets and legacy systems.
In June 2025, Vine secured seed funding aimed at expanding its platform capabilities. This funding will support further growth and development of innovative solutions for financial institutions engaged in commercial real estate and agricultural lending.
