Canada-based financial software company Flybits has unveiled XRCard, which combines generative AI, spatial computing, and physical card technology.
XRCard is set to transform the way users interact with their finances and provide a better experience untethered from mobile phones.
The AI-powered solution integrates with Flybits’ modular personalisation platform and OpenDome spatial capabilities.
It enables flexible, open architectures that support next-generation financial interfaces.
The card introduces a novel interaction model, allowing users to engage with their physical card, using secure biometrics, real-time contextual data, and Flybits’ Multimodal AI.
Flybits is currently testing the XRCard solution in its labs, through pilot programmes with select partners.
Flybits founder and CEO Hossein Rahnama said: “The banking landscape is undergoing a significant shift, driven by a new generation of users who expect participatory digital experiences, unlike the limitations of older interfaces.
“Many current mobile banking apps, with their architectural and engineering shortcomings, are ill-equipped for AI-native millennials.
“Flybits views it as our responsibility to guide partners by showcasing realistic AI solutions, with XRCard as a prime example of an intelligent, human-centric banking experience leveraging spatial computing to move beyond today’s mobile constraints.”
Key features of XRCard include natural voice interaction, dynamic augmented reality (AR) financial visualisation, seamless social bill splitting, and proactive contextual offers.
Users can speak directly to XRCard for instant financial insights, view transaction histories in AR, split bills effortlessly, and receive personalised offers based on real-time context.
XRCard is part of a suite of next-generation technologies from Flybits Labs, which also incubates Reason Ready AI and Auditable AI.
The innovations aim to create more responsible and personalised financial ecosystems.
Flybits will integrate XRCard and similar technologies into its platform, enabling banks and financial institutions to deliver differentiated and future-proof experiences.
