Ant International has announced its new artificial intelligence (AI) initiative by introducing the Alipay+ GenAI Cockpit, an AI-as-a-Service platform designed to assist fintech companies and super apps in creating AI-driven financial services.
The platform aims to enhance efficiency, security, and flexibility in financial operations.
The Alipay+ GenAI Cockpit is designed to support a range of fintech activities, including payment orchestration, customer onboarding, compliance management, fraud detection, and dispute resolution. This platform is being integrated into Ant International’s primary business units: wallet gateway service (Alipay+), merchant payment service (Antom), cross-border account services (WorldFirst), and embedded finance services.
Following successful testing phases, the platform will be officially rolled out to initial clients in Southeast Asia and South Asia this month.
Ant International chief innovation officer Jiangming Yang said: “The future of finance will be shaped by agentic AI that not only carry out tasks autonomously in real automated workflows and sophisticated financial business and compliance context with reliability, but also interact, evolve and learn rapidly in orchestration with ever-growing precision.”
Ant International said that its AI strategy revolves around three main areas. These include security, expertise in vertical fintech applications, and comprehensive platform support for AI-enabled financial solutions.
The company is said to be addressing rising AI scamming threats with its AI SHIELD framework, which offers real-time risk assessment and has significantly reduced fraudulent losses in its merchant payment services.
The Alipay+ GenAI Cockpit leverages over 20 advanced LLMs and includes Ant International’s Falcon Time-Series Transformer FX Model. It combines general datasets with industry-specific benchmarks to enhance model accuracy.
The platform also features Antom Copilot, an AI agent designed to aid merchants by simplifying payment method integration and improving conversion rates.
Furthermore, the Cockpit offers pre-built agents for common tasks such as customer service and content creation for marketing purposes. It allows businesses to customise agents for specific needs like travel advisory and tax refunds, said the company.
The model context protocol marketplace within the Cockpit facilitates autonomous task completion and supports flexible deployment options through partnerships with Google Cloud and other infrastructure providers.
